Warranty - All premiums are inclusive of insurance premium tax 

  • 1 YEAR WARRANTY - FREE
  • 2ND YEAR WARRANTY -  £199
  • 3RD YEAR WARRANTY -  £100

 

Minimum 12 months nationwide warranty as standard

With every used car we sell we will provide you with a minimum 12 months warranty free of charge. If the car you are buying is already covered by manufactuers warranty, then we will top it up to 1 year with our warranty provider. If the car already has got at least 1 years manufactuers warranty left on it, this is all you will get, but you can purchase an extra 1, 2 or 3 years warranty for a maximum of £299!

This warranty is provided by the UK,s leading warranty provider, WMS group, which were voted warranty provider of the year 2015.
The warranty we use is called " Safe & Sound" and is endorsed by motor racing legend Sir Sterling Moss OBE.

This video gives a general description of the safe & sound warranty, breakdown cover & gap insurance.

For full details of the specific products and to see how they may benefit you, please click here for RTI GAP and here for Warranty

safe & sound
safe & sound

We use two types of cover

ULTIMATE COVER

For cars under 6 years/60000 miles at the start date.
An all-mechanical and all-electrical car warranty which also includes wear and tear, diagnosis and battery cover.

5 STAR COVER

For cars under 10years/100000 miles at the start date.

Below are the details of both types of cover.

ULTIMATE COVER

This Policy applies to vehicles which are up to 6 years old and have covered less than 60,000 miles at inception (original purchase mileage) and less than 85,000 miles at the time of claim. Policies issued as Safe and Sound Ultimate will default to Five Star once the vehicle has exceeded 85,000 miles.

Parts Covered

During the specified period, almost all of the original manufacturer’s mechanical and electrical components of the vehicle are insured against total failures except those listed under parts not covered.

Cover also includes:

Timing Belts
Providing there is evidence that the manufacturers’ replacement recommendations have been complied with and they are free from oil contamination.

Manufacturers’ original in-Car entertainment and Sat Nav
Covered to a maximum of £500.

Battery (excluding Hybrid batteries)
Included for 6 months from the date of purchase.

Diagnosis
Diagnosis is covered for up to one hour per valid claim.

Vehicle Recovery
In the event of a valid claim, Tow-in charges up to £100 including VAT will form part of the maximum claims liability.

Car Hire
In the event of a valid claim car hire is available for a maximum of 5 days at £20.00 per day. After the first 24 hours of the vehicle being off the road, a receipt from a national car hire company will be required (i.e. Avis, National, Target, Budget etc). Pre-authorisation must be obtained for this service in addition to the repair authorisation.

Parts Not Covered
Chassis, bodywork, interior and exterior trim, locks, latches, catches, glass, panoramic sunroof, tyres, exhaust systems, diesel particulate filters, catalytic converter, oil seals, external oil and fuel leaks, fuel tanks, cleaning of fuel lines, brake and clutch friction material, wiring looms, road wheels, keys, key cards, remote fobs, all light units, bulbs including gas filled, LED’s, Xenon starter units, air conditioning recharging, heater elements, telephone, air bags, all service items, for instance brake pads, shoes and filters and any other part that has a service life.

Liabilities and Exclusions

Liabilities
The insurer will be liable for the reclaimable cost of parts, labour and value added tax (where this is not reclaimable) to the aggregate of the vehicle purchase price. Providing that all requirements have been met, and the failure falls within the scope of this policy. This policy provides cover for Mechanical Breakdown which is defined as:

The complete failure of a covered component that no longer functions in any way. We do not cover failure caused by abuse, negligence or failure to take preventative measures to ensure minimum damage.

Exclusions

1. The following are not covered by this policy.
a) Modified vehicles unless approved by the manufacturer
b) Vehicles used for hire and reward
c) Vehicles used for racing or competition.
2. This policy does not cover death, bodily injury, third party claims, accidental damage, road hazard, fire damage, consequential loss, or any other damage howsoever caused.
3. This policy does not cover faulty workmanship, cracked blocks, cracked cylinder heads, oil and fluid leaks and accidental damage to radiator.
4. This policy does not cover consequential damage: damage caused to any covered part if in the opinion of an independent engineer, that damage could have been prevented by stopping sooner; i.e. at the point that a fair and reasonable driver should have been aware of a problem. In the case of damage to a noncovered part, our liability will not include the cost of replacing these parts.
5. Failure to observe the following will invalidate your claim:
a) Frost protection
b) Correct claims procedure
c) Servicing
6. This policy does not cover damage caused by negligence, i.e. insufficient oil or water, overheating, or failure to ensure that minimum damage is incurred by taking preventative measures.
7. Mechanical Breakdown or damage arising from the use of a grade of fuel not recommended by the manufacturers of the Insured Vehicle.
8. This policy does not cover commercial vehicles or car derived vans.

Terms and Conditions

1. No part of this policy may be altered without the written consent of the administrator.
2. WMS reserve the right to appoint the repairer of the vehicle, the supplier of the parts, and where available service replacement parts will be used.
3. Where the renewal of any parts or assemblies brings about improvement or betterment of the vehicle a contribution may be required from the policy holder. This will take account of the age and mileage of the vehicle and the cost of restoring the vehicle to its pre breakdown condition.
4. Servicing - After servicing becomes due you have a maximum of 30 days or 1000 miles (whichever is the sooner) to have the service completed.

How to Make a Claim

1. If your vehicle suffers a mechanical breakdown, please check your policy carefully to establish that the fault is covered.
2. Telephone our claims dept on 0844 477 4909 or 01844 293 810 who will advise you of your local approved repairer. If you wish to use your own repairer, we will agree costs with them at the same parts & hourly labour rate as our network repairers charge.
You will be responsible for any excess parts & labour charges.
3. If the cause of your breakdown is not obvious, it may be necessary to dismantle the vehicle to some extent. This will be done only on your authority and the cost of this will be your responsibility at this stage.
4. If WMS find the claim to be within the scope of your policy an authorisation number will be issued once the costs have been agreed. All repair times will be based on K.I.S.
5. To establish liability it may be necessary to instruct an independent assessor to inspect and report his findings. The result of which cannot be contested except by another independent assessor.
6. Claims must be registered within 7 days of their occurrence.
7. Once the claim has been authorised, you may proceed with the repairs. On completion, send in the repairers invoice and any service invoices requested.
8. In the event of a false or fraudulent claim being submitted, the policy will be rendered invalid. In all cases, we reserve the right to prosecute.
9. Any work carried out without prior authorisation will not be reimbursed. No claims are valid without an authority number.
10. Once a claim number has been issued you have 3 months in which to submit the invoice for payment. After this period of time the claim will lapse and no reimbursement is possible.
11. No claim will be considered unless mechanical breakdown has occurred and has been reported to us during the policy period. Please ensure that the authorisation number is marked on the invoice, and state clearly who is to be paid.
12. In the event of a valid claim during any instalment period please be aware that any outstanding premium will be deducted in full before the remaining claim payment can be released.

5 STAR COVER

This Policy applies to vehicles that are up to 10 years old and have covered less than 100,000 miles at inception (original purchase mileage).

Parts Covered

During the specified period, almost all of the original manufacturer’s mechanical and electrical components of the vehicle are insured against total failure except those listed under parts not covered.
This policy does not cover wear & tear.

Cover also includes:

Timing Belts
Providing there is evidence that the manufacturers’ replacement recommendations have been complied with and they are free from oil contamination.

Diagnosis
Diagnosis is covered for up to one hour per valid claim.

Vehicle Recovery
In the event of a valid claim, Tow-in charges up to £50 including VAT will form part of the maximum claims liability.

Car Hire
In the event of a valid claim and provided that the repair time in accordance with K.I.S. schedules is in excess of 8 hours, a maximum of £20 per day inclusive of VAT (excluding petrol and insurance) may be claimed for up to a maximum of 5 days, related to the actual repair times from the time repairs commence and provided that car hire is authorised by Us prior to the start of the hire period.

Parts Not Covered
Chassis, bodywork, interior and exterior trim, brake & clutch friction material, locks, catches, latches, glass, panoramic sunroof, tyres, batteries (including Hybrid batteries), exhaust systems, diesel particulate filters, catalytic converters, fuel tanks, wiring looms, road wheels, clearing of fuel lines, oil seals, satellite navigation, in car entertainment, seized brake callipers and all service items, heater elements, centralised locking pumps, car telephone, air bags, sensors, glow plugs, keys, key cards, remote fobs, all light units, bulbs including gas filled, LED’s, Xenon starter units, air conditioning recharging, anti-freeze, lubricants, filters, transmission fluids, external oil or fluid leaks, injectors, hoses & pipes, hardware e.g. bolts and fixings, pulleys/dampers and serviceable or ancillary items. Instrument gauges are covered only in the event of a single gauge which can be replaced separately not as a cluster.

Liabilities and Exclusions

Liabilities
The insurer will be liable for the reclaimable cost of parts, labour and value added tax (where this is not reclaimed), to the limits as stated on the Proposal Form, providing that all requirements have been met, and the failure falls within the scope of this policy. This policy provides cover for Mechanical Breakdown which is defined as:

The actual breakage of a mechanical component or the complete failure of an electrical component not by wear and tear, normal deterioration or negligence. We are not liable for parts that have reached the end of their normal working lives because of age or usage.

Exclusions

1. The following are not covered by this policy.
a) Modified vehicles unless approved by the manufacturer
b) Vehicles used for hire and reward
c) Vehicles used for racing or competition.
2. This policy does not cover death, bodily injury, third party claims, accidental damage, road hazard, fire damage, consequential loss, or any other damage howsoever caused.
3. This policy does not cover faulty workmanship, cracked blocks, cracked cylinder heads, burnt valves, oil and fluid leaks and accidental damage to radiator.
4. This policy does not cover consequential damage: damage caused to any covered part if in the opinion of an independent engineer, that damage could have been prevented by stopping sooner; i.e. at the point that a fair and reasonable driver should have been aware of a problem. In the case of damage to a noncovered part, our liability will
not include the cost of replacing these parts.
5. Failure to observe the following will invalidate your claim:
a) Frost protection
b) Correct claims procedure
c) Servicing
6. This policy does not cover damage caused by negligence, i.e. insufficient oil or water, overheating, or failure to ensure that minimum damage is incurred by taking preventative measures.
7. Mechanical Breakdown or damage arising from the use of a grade of fuel not recommended by the manufacturers of the Insured Vehicle.
8. This policy does not cover commercial vehicles or car derived vans.

Terms and Conditions

1. No part of this policy may be altered without the written consent of the administrator.
2. WMS reserve the right to appoint the repairer of the vehicle, the supplier of the parts, and where available service replacement parts will be used.
3. Where the renewal of any parts or assemblies brings about improvement or betterment of the vehicle a contribution may be required from the policy holder. This will take account of the age and mileage of the vehicle and the cost of restoring the vehicle to its pre breakdown condition.
4. Servicing - After servicing becomes due you have a maximum of 30 days or 1000 miles (whichever is the sooner) to have the service completed.

How to Make a Claim

1. If your vehicle suffers a mechanical breakdown, please check your policy carefully to establish that the fault is covered.
2. Telephone our claims dept on 0844 477 4909 or 01844 293 810 who will advise you of your local approved repairer. If you wish to use your own repairer, we will agree costs with them at the same parts & hourly labour rate as our network repairers charge. You will be responsible for any excess parts & labour charges.
3. If the cause of your breakdown is not obvious, it may be necessary to dismantle the vehicle to some extent. This will be done only on your authority and the cost of this will be your responsibility at this stage.
4. If WMS find the claim to be within the scope of your policy an authorisation number will be issued once the costs have been agreed. All repair times will be based on K.I.S..
5. To establish liability it may be necessary to instruct an independent assessor to inspect and report his findings. The result of which cannot be contested except by another independent assessor.
6. Claims must be registered within 7 days of their occurrence.
7. Once the claim has been authorised, you may proceed with the repairs. On completion, send in the repairers invoice and any service invoices requested.
8. In the event of a false or fraudulent claim being submitted, the policy will be rendered invalid. In all cases, we reserve the right to prosecute.
9. Any work carried out without prior authorisation will not be reimbursed. No claims are valid without an authority number.
10. Once a claim number has been issued you have 3 months in which to submit the invoice for payment. After this period of time the claim will lapse and no reimbursement is possible.
11. No claim will be considered unless mechanical breakdown has occurred and has been reported to us during the policy period. Please ensure that the authorisation number is marked on the invoice, and state clearly who is to be paid.
12. In the event of a valid claim during any instalment period please be aware that any outstanding premium will be deducted in full before the remaining claim payment can be released.

SAFE & SOUND ULTIMATE POLICY

The claim limit on both types of cover is each claim up to the current market value of the car at the time of the claim. The only exception is 4x4 type vehicles and cars over 2500 cc engine size where the individual claim limit is £2500 per claim.

WHO REPAIRS YOUR CAR WHEN IT FAILS?

If you live not too far away from one of our dealerships, then just call our service departments who will be only too pleased to assist you. Don,t forget you can always take advantage of our free courtesy car while your car is in at our dealership for service or repair.  If you live far away from us then the warranty is nationwide, all you do is call the claims department phone number in your WMS warranty book and the will advise you what to do.

MOT TEST INSURANCE

Insure your car against future expensive MOT failure bills see below whats covered.

Key benefits:

  • For vehicles up to 10 years old and 100,000 miles at the policy start date
  • £750 claim limit including parts and labour
  • Covers lighting equipment, steering, suspension, brakes, seats and seatbelts plus much more
  • 12 months cover available

MOT Cover

For vehicles up to 10 years and 100,000 miles at the policy start date.

Optional Cover - Where the MOT option has been included your Policy provides the additional peace of mind of MOT cover during the duration of your policy as outlined below. At the Commencement of Insurance Your Vehicle must have at least 90 days of its current MOT remaining, or in the case of Vehicles under 3 years old, be more than 90 days from its first MOT date. The MOT fee and any retest fee are excluded from the cover provided.

What is Covered

The following items are covered where a VT30 (MOT failure certificate) is issued and lists the item(s) as the reason for not issuing a VT20 (MOT Test Certificate).

Lighting Equipment - Headlamps, front and rear side lamps, number plate illumination lamp, headlamp aim, stop lamps, rear reflectors, rear fog lamps, hazard warning lamps and control, direction indicator control, fog lamp on/off indicator.

Steering and Suspension – Steering control, steering mechanism and system, power steering, transmission shafts, wheel bearings, front and rear suspension and shock absorbers, suspension drag link, track rod ends, suspension springs, wishbones, swivel joints, suspension mountings.

Brakes - Master cylinder, wheel cylinders, calipers, discs/drums, load compensator, ABS modulator/sensors, electronic control unit, hoses / cables.

Seats and Seatbelts - The condition and operation of all seats, seatbelts, pretensioners and seatbelt mountings.

General - Carburettor, fuel injection, engine management unit or sensor replacement directly as a result of calibration failure to meet MOT exhaust emission standards, horn, speedometer, and speed limiter, windscreen wipers and washers, (excluding wiper blades and rubbers). NB. Tuning and adjustments only if necessary to meet MOT exhaust gas emission standards.

Exclusions -The following exclusions apply to the MOT Insurance.

1 The first £10 of any claim.

2 Components other than those specifically listed in the ‘What is covered’ section of this Insurance.

3 Components which are not cited as failed on the VT30, but which are replaced during the course of the repair.

4 Advisory items noted on VT30.

5 Damage caused by defective wheel balance or alignment.

6 Damage caused by road traffic accident or fire.

7 Faults which occur during the period of guarantee of a manufacturer or supplier or items which are subject to a manufacturers recall.

8 Damage caused by corrosion unless specifically stated otherwise in ‘What is Covered’, improper use of Your Vehicle, neglect or abuse.

9 Any costs not agreed and authorised by the Administrator.

10 Consequential damage, caused by the failure of Components not covered by this Insurance, or to Components not covered by this Insurance.

11 Vehicle structure.

12 Work carried out more than 30 days after the actual MOT failure.

13 Any repairs not authorised by the administrator prior to the repair work being carried out.

14 Any accident or structural damage, rust or corrosion, windscreen replacement or repair.

15 Accidental damage (including stone damage) of any description.

 

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